Apply in minutes
Download the app, verify your ID with a quick selfie, and get a decision fast.
With Lucid you can shop easily and split your purchases into monthly payments — interest-free, with one transparent fee.
From download to checkout in minutes — no paperwork, no waiting.
Download the app, verify your ID with a quick selfie, and get a decision fast.
See your purchasing power instantly and shop across 100+ stores.
Split your purchase over up to 5 months — interest-free, with one clear fee.
You have the freedom to split any purchase your way — interest-free, with one transparent fee, all from the Lucid app.
Take home the latest Samsung Galaxy and spread the cost over easy monthly instalments — all managed in the Lucid app.
Enjoy secure shopping, fast checkouts, and seamless payments.
Our onboarding process is fully digital and designed to be fast and easy. During working hours, you’ll receive a decision in under 10 minutes.
No hidden fees. See your total payments and fees before you commit.
No bank account or credit card needed. Open to everyone in Egypt to apply, including students.
Join thousands of shoppers paying their way with Lucid. Here’s what they say about the app and how it works.
I split my new laptop into easy monthly payments — interest-free, with one clear fee. Nothing hidden, exactly what I saw at checkout.
Got approved in minutes with no bank account. I shopped at my favourite stores and paid back over a few months with zero stress.
The app keeps everything clear: my next payment, the due date and the total. I always know exactly what I owe.
As a student with no credit card, Lucid let me buy what I needed and pay in small monthly amounts. Super simple.
One transparent fee shown upfront — no surprises when the bill comes. The whole thing just feels honest.
Shopping across so many stores and splitting the cost into monthly payments is the easiest thing ever.
Bought the latest Samsung through Lucid Mobile and paid it monthly. Smooth from start to finish.
Setting up took minutes and my limit grows as I pay on time. Exactly what I needed as a student.
Everything you need to know about Lucid.
Lucid is a buy-now-pay-later app that lets you split your purchases into easy monthly instalments — interest-free, with one transparent fee.
Lucid currently serves Cairo, Giza and Alexandria, with more cities on the way.
No. You don't need a credit card — just the Lucid app and a quick ID verification.
You can split your purchase over up to 5 monthly instalments.
Lucid is interest-free. You pay one transparent fee that's shown upfront. A late-payment fee applies only if you miss a scheduled payment.
Across 100+ merchants and 500+ stores, plus the latest Samsung phones through Lucid Mobile.
Shop now and pay later across 100+ stores. Split any purchase into easy monthly payments — interest-free, with one transparent fee.
