Easy application
Complete a simple document upload and answer a few questions in the Lucid app to get started fast.
Lucid Credit
Get yourPurchasing Powertoday!
Apply in minutes, see how much you can spend, and start shopping across 100+ stores — interest-free, with one transparent fee.
Easy way tomanageyour money
Discover Lucid creditWhy Lucid Credit
Buy now. Pay monthly. Simple.
Enjoy instant shopping credit and manage payments — all from the Lucid app.
Fast approval
Get credit for shopping at our partner stores fast in the app — no waiting, no hassle.
Flexible payments
Show a QR code at checkout and repay in easy monthly installments via card, app, e-wallet or cash.
Features
One card, more purchasing power
Unlock instant credit and shop across 100+ stores — interest-free, with one transparent fee.
Instant credit
Get approved purchasing power in minutes and start shopping right away.
Interest-free
Split any purchase into easy monthly installments with zero interest — one clear fee.
100+ stores
Spend across a growing network of partner stores and shopping categories.
Flexible repayment
Pay by card, e-wallet, app or cash — due before the 5th of each month.
How it works
From download to checkout — in five simple steps
No paperwork. No waiting. Just shop and split it your way.
- 01
Download the Lucid app
Available on the App Store and Google Play — free to install.
- 02
Apply in minutes
Upload your documents and answer a few quick questions for instant approval.
- 03
Browse partner stores
Explore a growing list of partner stores and shopping categories inside the app.
- 04
Scan at checkout
Show your Lucid QR code at the till — the purchase is added to your plan in seconds.
- 05
Pay monthly, before the 5th
Split each purchase into easy monthly installments — due before the 5th of every month.
Where to spend
Shop across 100+ partner stores
From fashion to electronics — discover the full list right inside the Lucid app.
Fashion
Electronics
Home
Beauty
Groceries
Kids
Education
TravelPlus the latest Samsung phones through Lucid Mobile.
See all stores in the appFAQ
Quick answers about Lucid Credit
Anyone living in Egypt can apply — including students. No bank account or credit card needed.
Apply in the app to see your personal credit limit. It can grow over time as you pay on time.
Every monthly installment is due before the 5th of the month.
Pay your monthly bill via debit/credit card, e-wallet, payment apps, or cash — directly from the app.
No. Lucid Credit is interest-free, with one transparent fee shown upfront. Late-payment fees only apply if you miss a scheduled payment.
Open the Lucid app at checkout and show the QR code. The store scans it and the purchase joins your monthly plan instantly.
Get instant shopping credit — download Lucid
Apply in minutes, shop across 100+ stores and split any purchase into easy monthly payments.
